The following are the terms and conditions that apply to use of this web site. 1. This web site and the associated intellectual property is owned and maintained by the RBoS Shareholders Action Group Ltd (the "Group") which is a company limited by guarantee (registered in England as company number 6853408). The registered office address is One The Courtyard, Chalvington, East Sussex BN27 3TD. The company is owned by its members and it's objects are to act as claimant on behalf of its members and others in respect of losses suffered from investment in companies in which they have invested.  2. All material on this web site is copyright of the RBoS Shareholders Action Group Ltd unless otherwise indicated. All rights are reserved and any material on this web site must not be reproduced in any form or incorporated into other work without the written permission of the Group and/or of any other copyright owner. All requests for rights to use any of the material should be submitted via email using the main address given on the "Contact" page. Permission is however granted for use of any material on this web site that is owned by the Group for any non-commercial purpose including educational or news reporting purposes so long as an acknowledgement of such source which mentions the "RBoS Shareholders Action Group” is given. 3. Any information provided on this web site is accurate and up to date so far as the Group is aware, but no warranty is given as to the reliability, accuracy or completeness of the information provided. Any errors herein should be referred to the Group for correction. The information, services and data published on this web site are intended for general information only and should not be construed as advice under the Financial Services Acts. 4. The RBoS Shareholders Action Group is not authorised to give investment advice and nor does it seek to give such advice. Any actions you may take as a result of any information or advice contained on this web site should be verified with third parties such as legal or other professional advisors and is used solely at your own risk. 5. Privacy Policy. Any personal information that you submit to the Group will be kept and treated as confidential and will normally only be used for internal purposes and for communicating with you. Otherwise we will not sell, rent, lease, or give away your personal information, including email addresses, to others, except where disclosure is required by law, or you have indicated that you wish such information to be in the public domain. If at any time you require any personal information such as an email address to be removed from our records indicating that you do not wish to receive any further communication from us then we will do this upon receipt of an email from the relevant address, or some other evidence that you are the owner of the address. 6. This site may contain links to other third party web sites. The Group is not responsible for the operations of these web sites, and provides no warranty as to the information provided therein. 7. You accept that the Group shall not be liable in any event for any direct, indirect or consequential loss or damages arising from use of this web site.